Residential Title Service
Residential Title Insurance - Utah
At Title First Title Insurance Agency, we know that buying or selling a home is one of the most significant transactions you’ll ever make. That’s why we’re here to ensure that your property title is clear and your investment is protected. Located in Beaver, Utah, and proudly serving the surrounding areas, our team is dedicated to providing you with the peace of mind you need during this important process. With deep roots in the community and a commitment to excellence, Title First Title Insurance Agency offers the personalized service you deserve. As a locally owned and operated business, we understand the unique needs of homeowners in Beaver and the surrounding areas, including Cedar City, Parowan, Panguitch, and New Harmony.
Questions About Title Insurance
Title First Title Insurance Agency offers Title Insurance policies, professionally prepared and backed by quality insurance companies. Our experienced staff can help you get the best policy for your needs.
What Is Title Insurance:
If you don’t understand what title insurance is, you are not alone.
Unlike homeowners insurance, which protects your home against possible future losses; Title Insurance is used to protect you against leins or other property-related matters and faults that have happened in the past.
How Does Title Insurance Protect Me:
This type of policy gives you the surety that:
- The person(s) selling the property has legal claim to the property.
- You will not be held liable for existing leins or legal claims against the property, as long as those leins are on public record.
- You will have the lawful right to sell the property in the future.
Is There Different Types Of Title Insurance:
Yes.
There are policies that protect you as a buyer or as a seller. Ask about our available policies.
What Claims Are covered By Title Insurance:
- Conflicting Wills
- Missing Heirs
- Mistakes Made In Legal Documents
- Fraud/Forgery
- Previously Unknown Past Leins
These types of claims could cause big problems for your home or business without Title Insurance.
Do I Need a Policy if I am Building a New Home:
Title Insurance still covers issues related to the property you are building on. If you are purchasing land, its still a good idea to have title insurance.
What is a Preliminary Commitment?
The assurance of a preliminary commitment provides a safe process for buyers and lenders to close on the property sale before the actual title policy has been issued. A preliminary commitment promises to issue the title insurance after the premium is paid at closing.
Need Deed Preparation services
Title first Also offers Deed Preparation. Here, we understand the importance of a properly prepared deed. Our Knowledgeable staff are skilled in deed preparation, ensuring that all legal requirements are met and that the transfer of property goes smoothly and seamlessly. Contact us today for personalized service and attention to detail that will leave you feeling confident and secure in your transactions.
